Los Angeles Auto Insurance
Los Angeles may be called the "City of Angels," but it has its fair share of devilish activity. Unsafe driving, failure to pay attention to the road, and even alcohol contributed to the more than 250 fatal car accidents that occurred in Los Angeles in 2007. For every fatal crash, there are dozens of non-fatal accidents that leave people and property severely damaged. Under these circumstances, why hit the road without auto insurance? Request a free, no-obligation quote today!
Los Angeles auto insurance requirements
For the reasons listed above, California law requires Los Angeles auto insurance policies to include the following minimum liability limits:
- $15,000 in bodily injury coverage per person
- $30,000 in bodily injury coverage per accident
- $5,000 in property damage coverage per accident
As you can see, these numbers are fairly low. California is a tort state, which means that if you cause an accident you have to pay for all of the damages – even if they exceed your coverage amounts. Consider upping the amount of coverage you have to save yourself a trip to the court room.
No auto theft coverage required in Los Angeles auto insurance policies?
When something bad happens to your car and your minimum coverage doesn't foot the bill, be prepared for a big surprise to your wallet. Minimum coverage is only liability insurance, meaning that it protects other people from you and not the other way around. With more than 23,000 cases of auto theft in Los Angeles in 2007, you might want to consider adding Comprehensive Insurance to your Los Angeles auto insurance policies.
Save money: compare Los Angeles auto insurance quotes
No matter what type of coverage you want above your minimum requirements, you should request free Los Angeles auto insurance quotes to compare costs and find the best deal on the policy you want.